Skip to main content

Buy a home

Header
Buy a home with Open Door

Body

Open Door is the home ownership arm of Halton Housing; we build and sell quality homes for shared ownership, rent to buy and outright sale.       

The Open Door Team love nothing more than finding a home that’s just right for customers. Whether that’s shared ownership, rent to buy or outright sale, Open Door will work closely with you to find out what you’re after and which options will work best for you.

Header
Shared Ownership

Body

Shared Ownership is a good alternative to renting if you can’t afford the larger deposit to buy a house outright.

Shared Ownership allows you to buy a share in a home and pay a reduced rent on the share that you don’t own. Shares range from 25% to 75% initially, with the option for you to buy more once you’ve moved in.

The more deposit you have could means you can buy more of a share, which could bring your monthly rent payments down. 

Header
New Shared Ownership Model

Body

As part of the government’s Affordable Homes Programme 2021 – 2026, some changes to Shared Ownership were introduced; in a challenging market, it’s hoped that the changes will help more people get a foot onto the property ladder.  

Header
Rent to Buy

Body

Also known as ‘Rent to Save’ or ‘Intermediate Rent’. The Rent to Buy Scheme is for those who feel a mortgage is out of reach at the moment, because it’s too hard to save for a deposit.

It’s a simple idea, Rent to Buy lets you rent now, buy later! The scheme allows you to rent a brand new home with a tenancy agreement, at a reduced rate (80% of local market rent) for five years, giving you the chance to save for a deposit. After the 5 years expires, Open Door will offer you the opportunity to buy the home you’ve come to know and love.

Looking to buy the home you live in?

Right to Buy and Right to Acquire are government schemes where tenants can apply to buy the home they live in, at a discounted price. Find out if you're eligible to buy your home.