Shared Ownership is a government‑backed scheme that makes getting onto the property ladder more achievable. Instead of buying a home outright, you purchase a share - usually between 25% and 75% - and pay a reduced rent on the remaining portion. Over time, you can buy more shares when it suits you, a process known as staircasing. Under the latest rules, you can now staircase in 1% increments, giving you even more flexibility to increase your ownership at a pace that works for you.
It’s a flexible, lower‑cost route into home ownership, ideal for people who want the stability of owning a home but need a more manageable first step. With a smaller deposit, lower monthly costs, and the ability to grow your share gradually, Shared Ownership opens the door to a home that adapts to your life.
For new‑build Shared Ownership homes, you’ll also benefit from a 10‑year repair period, during which we cover the cost of essential repairs. This added protection helps keep unexpected expenses down in the early years of your ownership.
All Shared Ownership homes are advertised on our dedicated sales website, Open Door by Halton Housing, at opendoor-homes.co.uk. When you decide to buy, your purchase is completed through Open Door, our commercial arm. Once your sale has completed, your ongoing relationship, including rent, repairs responsibilities, and any future staircasing, will be managed directly by Halton Housing, ensuring consistent support throughout your home‑ownership journey.
