Coronavirus: Rent and money worries help and support
We’re here to help
We support customers in crisis situations all the time. And while the current Coronavirus pandemic is unprecedented, we are still here to help.
We always encourage customers to tell us straight away if they are experiencing problems paying their rent and there is a range of help available.
We can agree affordable repayment plans and provide specialist advice on claiming benefits, maximising income and managing debt through our dedicated Debt Recovery and Welfare Benefits and Money Advice teams.
We are continuing to charge rent as normal and you need to continue to pay your rent in full where possible. Paying as much as you can is better than paying nothing at all. We would encourage you to continue to do this to reduce your arrears and to avoid any action in the future.
We realise you may need help from benefits to do this. You may need to make a claim to Universal Credit for help to pay tour rent for her period that you are away from work. However, if you are already claiming Tax Credits and Housing Benefit these will stop if you make a claim for Universal Credit. You may wish to carry out a better-off calculation before you proceed.
Please contact us for advice or use the Entitled to benefit calculator to check your likely entitlement.
The Government has provided some protection for renters impacted by this crisis and provided a temporary ban on bailiff evictions – the latest guidance on this can be found on the Government Website here.
If you are worried about falling into arrears because you cannot pay us in the short term because of Coronavirus, you can discuss setting up a payment plan with our Debt Recovery Team as soon as you can.
You can contact the team on 0151 510 5204 or Debt.Recovery@haltonhousing.co.uk.
What to do next?
We recognise that for many people, this will be the first time they have needed to claim benefits and may need some advice and guidance so please call our Welfare Benefits and Money Advice team if you are experiencing any difficulties. You can contact the team by calling 0151 510 5024.
Alternatively, our partner agencies are available to help:
Money Advice Service 0800 138 7777
Citizens Advice Helpline 0344 477 2121
Stepchange (Debt advice) 0800 138 1111
Additional help and support
Want to know more about Universal Credit? Visit the understanding Universal Credit website.
Council tax support
If your income has reduced, you may be eligible for support in paying your council tax.
If you are already claiming but your income has changed, you will need let your council know there has been a change of circumstances so they can re-assess your claim.
Gas and electric
Some of you may be worrying about how you are going to pay your utility bills, and for those on pre-payment meters, how you’re going to keep them topped up.
Ofgem, the regulatory authority for gas and electric have published the following advice on what to do if you are faced with affordability issues.
The government has launched an emergency package with energy suppliers to ensure you don’t face any additional hardships in heating or lighting your home during the coronavirus outbreak. If you are struggling with money problems or are repaying a debt, options will include:
- reviewing bill payment plans, including debt repayment plans
- payment breaks or reductions in how much you pay
- giving you greater time to pay
- in some cases access to hardship funds.
You don’t need to worry or stress about gas/electricity if don’t have money to top up or are self-isolating. No credit meters will be disconnected during the outbreak.
Contact your energy supplier if you have a prepay meter tell them your self-isolating. They will send you out two week’s worth of gas/electricity or if you have a smart meter they will top you up.
For further general advice on household energy bill support, see Ofgem’s guide: Who to contact if it’s difficult paying bills.
For more information from Ofgem, visit their website.
You can find more information about United Utilities response to coronavirus here.
No advice has been published about support TV Licensing is able to give if you have difficulty paying, it is still a legal requirement to have one if you want to:
- watch or record programmes as they’re being shown on TV, on any channel
- watch or stream programmes live on an online TV service (such as ITV Hub, All 4, YouTube, Amazon Prime Video, Now TV, Sky Go, etc.)
- download or watch any BBC programmes on iPlayer.
This applies to any device you use, including a TV, desktop computer, laptop, mobile phone, tablet, games console, digital box or DVD/VHS recorder.
Many internet providers are still working out their response to COVID-19, many are looking at giving free phone calls and extra data and speed boosts. Check your supplier's website directly for more information.